Payment via Payment Provider

Payment via Payment Provider

Integrated payment service provider for direct online payments

Advantages of payment providers

A payment service provider (PSP) – also known as a payment gateway – is a service provider that offers companies the technical integration of various payment types.

PSPs automate online payments and are therefore an important basis for online sales. They make it easier for companies to sell products and services, as they offer their customers multiple payment methods via a single contractual partner – including common payment methods such as purchase on account, SEPA direct debit, payment with credit and debit cards such as Visa or MasterCard, or online payment systems like PayPal.

Using a payment service provider saves time and money and offers both companies and their customers security.

Mollie und Adyen

JustOn therefore offers companies integrations to popular and secure payment service providers:

  • Mollie
  • Adyen

Our product JustOn Cash Management integrates these payment service providers into your Salesforce org in order to exchange payment data via. This enables your customers of pay for purchases of products or services using a payment page.

Find out more about the technical details and requirements in our technical documentation.

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Payment via SEPA direct debit

Payment via SEPA direct debit

SEPA direct debit for recurring payments

Recurring payment via SEPA direct debit

To effectively process recurring payments, it makes sense for companies and customers to settle the payment via SEPA direct debit.

A SEPA direct debit mandate allows the payee to debit the amount as agreed in the contract from the payer’s account by direct debit. At the same time, the payer’s bank is authorized to pay the amount.

Import and verification of SEPA mandates

JustOn supports the fast and easy import of your customers’ SEPA mandates.

Our software validates the format and structure of the IBAN and BIC and saves the mandate as well as the bank details in the customer’s account. This information is linked to the receivables. If payments are due, they can now be collected conveniently by direct debit.

If the customer already has a SEPA mandate, this is also visible with all the information in the customer’s account.

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XRechnung and ZUGFeRD

XRechnung and ZUGFeRD

E-invoicing standards for Germany and Europe

Legally compliant e-invoicing standards

Since November 2020, the e-invoice regulation has been in force, which defines the standards for electronic invoicing for public sector contracts in Germany and Europe. The invoice formats XRechnung and ZUGFeRD have been defined as compliant with the law.

JustOn Billing & Invoice Management ensures that companies in Germany and Europe can create their invoices according to these invoicing standards and send them to public contract partners.

XRechnung and ZUGFeRD

XRechnung is the first e-standard to be established. It is based on an XML data model and developed especially for the exchange of electronic invoices with public clients. The standard is designed to standardized invoice formats and to improve security.

The ZUGFeRD invoice profile complies with the XRechnung e-invoice standard and can therefore also be used for invoicing public sector customers.

More efficiency through electronic invoice exchange

Especially companies that process many public contracts will benefit from this service, which guarantees legal compliance, seamless processing and immediate payments.

Electronic invoice exchange between companies and public-sector clients is made much more efficient in this way.

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Recurring Payments

Recurring payments

Payments for Subscriptions

Recurring payments ensure regular incoming payment

Recurring payments are the payments that are due when subscriptions are billed. They are to be repeated on a regular basis or at specified times within certain periods.

Common practices include, for example, monthly, quarterly, semi-annual or annual payments, which are booked at the same intervals. This results – for example – in monthly recurring revenue (MRR), which is an important key performance indicator in the subscription business. Recurring payments offer the same benefits to companies and their customers as recurring billing.

Wide variety of payment options

JustOn offers users automatic SEPA direct debit and integrations with well-known payment providers such as Adyen and Mollie. Recurring payments are automatically debited.

The payment providers Adyen and Mollie provide numerous payment methods (Apple Pay, PayPal, Visa, etc.) that you can make available to your customers.

Less administrative effort and more certainty in liquidity planning

Companies benefit from recurring payments made by their customers for several reasons.

On the one hand, payments are received on time, eliminating the need for reminders or dunning letters. The receipt of recurring payments is easier to verify and the payment reconciliation can be automated. The company saves on administrative effort and has more time available for core tasks.

On the other hand, revenues can be reliably planned. Recurring payments based on subscriptions make up a solid foundation for successful liquidity management. It is easy to estimate revenues precisely (e.g., via MRR reports), the cash flow is steady, and even customer churn is easier to take into account in financial planning.

Better customer relations

Of course, there are benefits for customers as well.

After a one-time entry of invoice data, the data is periodically transferred and the amounts are debited on the fixed billing dates via the selected payment method. This saves customers time-consuming manual transfers.

Customers can be sure that their money is transferred directly from the bank or via payment service providers and that their sensitive financial data is stored securely.

In this way, recurring payment processes improve the relationship between companies and customers.

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Recurring Billing

Recurring Billing

Recurring billing of subscriptions in Salesforce

Recurring billing – a model for success

Subscription billing – the recurring billing based on subscriptions and periodic contracts – is a particular strength of our software. Creating recurring invoices is based on an automated process that enables companies to generate and send invoices to their customers at regular intervals.

Recurring billing is an important part of the subscription management, the most successful business model of our time. This model owes its success to several key advantages it offers companies and customers compared to one-time sales.

Benefits of Subscription Billing

A subscription model allows companies to combine details like products, prices and terms in one contract, the billing of which can be easily automated. Using subscriptions, end customers are given the flexibility to buy products and services precisely according to their own needs.

These contracts, which are typical for subscription management, offer further benefits for companies and their customers: Through regularly receiving payments, companies can better assess their liquidity, prospectively plan their finances, and build long-term customer relationships. Customers, on the other hand, benefit from predictable, regular and constant expenses and their planning over a long term.

Subscriptions as basis for recurring billing

Subscription contracts record and manage all data relevant to billing:

  • Items in the form of products or services
  • Pricing model including price tiers, discounts and automatic price increases
  • Options for installments
  • Start and end dates of the contract
  • Due dates

The subscription becomes the billing plan for both parties. From the subscription, JustOn Billing & Invoice Management collects all the invoicing-relevant data and creates your invoices via an automatic invoice run.

To this end, it combines account information such as name and address with the products booked in the subscription contract, the pricing model and the due dates.

From invoice to payment

The regular generation of recurring invoices is seamlessly followed by the distribution to customers, SEPA direct debit collection, automatic verification of incoming payments, receivables management via an automated dunning run, and payment reconciliation.

Customers can pay their invoices directly via the payment page of JustOn Cash Management or, in prospectively issue a SEPA mandate for direct debit collection.

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Billing Automation

Billing automation

Billing automation for digital business models

 

Billing automation as solid basis

Contracts and billing automation are the basis of any business. Whether your business model is based on recurring billing (subscription), one-time sales of products and services, or usage-based data: You monetize these models or combinations of them directly via JustOn.

That is why the software is ideal for monetizing innovative business models, based on subscriptions, commissions and marketplace scenarios.

JustOn automatically retrieves all relevant data from your CRM, ERP, project management or issue tracking systems as the basis for the invoice generation.

Mapping any contract model

In JustOn, you model your contracts manually or have them built automatically. The resulting billing plans make up the „blueprints“ for the future invoices. They combine the relevant customer data with the details of the products or services to be charged, which will figure as invoice line items on the created invoices.

JustOn allows for flexibly creating contracts, supporting

  • Service periods
  • Automatic renewals
  • Cancellation terms
  • Rule-based price increases

You can also create invoices directly from arbitrary objects or opportunities, bypassing the billing plans.

Unlimited Pricing Options

Using JustOn, you quickly set up and monetize every pricing or business model. The software includes multiple preconfigured models and provides the possibility to configure new models according to your needs. Define your pricing models and billing periods, keeping the option to modify or adjust them according to your business and processes.

JustOn provides unlimited possibilities to configure your product and service offering. Without great effort, you define any pricing and billing models:

  • One-time payments for products and services
  • Reccuring billing for subscriptions
  • Usage-based billing (time, clicks, numbers, orders)
  • Commission-based contracts (revenue, quantity)
  • Flat rates and tiered prices
  • Quantity discounts or bundled pricing with a minimum fee
  • Prices with start and end dates
  • Payment plans (installments)

Subscriptions, commissions and marketplaces

ou run a marketplace, sell subscriptions or invoice service packages in combination with individual usage data? In any case, JustOn is the perfect billing solution for your business model. Several recipients, multiple currencies or different languages do not cause problems.

Innovative, forward-looking business ideas are characterized by flexibility. With JustOn, you flexibly model your business scenarios so that they always meet the rapidly changing market conditions and customer needs in the best possible way.

Flexible pricing models and wide-range offerings improve the customer relationship and drive your economic success.

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VAT Check

VAT CHECK

Automatic VAT validation in Salesforce

VAT identification number validation

VAT Check: Before doing business across borders in the EU, companies need to validate the VAT identification number – also called VAT number – of their business partners.

The VAT Check via JustOn Billing & Invoice Management gives our customers the security that an European VAT information exists.

This means our customers can ensure that their business partners are subject to value-added tax and can sell their goods or services VAT-free in B2B business. If companies do not chec k the VAT identification number and it is found that the customer’s information was incorrect, the companies will pay the VAT themselves.

Direct connection to the VAT information exchange service

JustOn Billing & Invoice Management offers a direct integration with the European VAT Information Exchange System (VIES) for VAT validation.

This system searches VAT identification numbers in national VAT databases and tells whether EU VAT information exists.

VAT information at a glance

Using the integration with VIES you can directly check if a company is registered for cross-border business within the EU. This validation is done by an automatic check of the VAT number of one or more accounts.

As a result, you will know if the VAT number is valid.

You will also receive:

  • the name and address associated linked to the VAT number (if permitted by the relevant country)
  • the timestamps of the last checks and
  • any error messages.

Information of the invalidity of VAT numbers

If VIES indicates that a VAT number is invalid, this may be du to various reasons.

Either the VAT number does not exist in the databases that are accessed by VIES or the number is not activated for cross-border transactions within the countries of the European Union. It is also possible that the company is not yet registered with its VAT number, but the registration is already in progress.

Changes may not be reflected immediately in the national databases, which is why VIES may not always retrieve current information.

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SCHUFA Credit Information B2C

SCHUFA credit information B2C

SCHUFA credit checks for the B2C sector

Reliable information for the B2C sector

For companies that work in direct contact with end customers, JustOn SCHUFA Inquiries offers the following types of SCHUFA credit information B2C.

  • SCHUFA Inquiry
  • SCHUFA Identity Check

SCHUFA information for end customers

Benefit from SCHUFA information B2C.

You receive reliable information on the creditworthiness of your customers, information on non-contractual business transactions and data from public directories and official announcements.

SCHUFA identity check

The SCHUFA Identity Check provides you with important information on natural persons.

Using the SCHUFA Identity Check, you can actively protect yourself against identity fraud, for example. By comparing the specified personal data with the SCHUFA database, you gain clarity about the identity of your customer.

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SCHUFA Credit Information B2B

SCHUFA credit information B2B

SCHUFA credit checks for the B2B sector

More trust and security

The application can be used to quickly and easily create three types of SCHUFA credit information in the B2B sector:

  • SCHUFA Short Inquiry
  • SCHUFA Short Inquiry Direct
  • SCHUFA Compact Inquiry
  • SCHUFA Full Inquiry

The integrated monitoring automatically updates the data and informs you about changes.

Brief information for a compressed overview

The short inquiry offers reliable data that provides you with a compressed overview of the liquidity of (potential) business partners.

This type of information is suitable for deals whose loss would represent a small to medium business risk.

Compact and full credit information

The compact and full inquiry provide more detailed information on the creditworthiness of potential and existing customers.

Based on a broader database, it offers your company even more security. They are a good choice for checking the liquidity of business partners before concluding an order with a larger volume.

This way, you can prevent non-payments, which represent a medium to large business risk.

Automatic Monitoring for B2B

The SCHUFA reporting service as an automatic monitoring function is ideal for companies that want to keep an eye on the current financial situation of their B2B business partners. Using this functionality, you can retrieve regularly updated liquidity information from SCHUFA.

If you have ordered the reporting service for the account of an existing customer, a new report is automatically generated and assigned to the customer account as soon as new data is available. You can then compare the current data with previous reports in order to analyze the credit rating history, identify trends at an early stage, and minimize risks.

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